💰 Financial Literacy – Grades 1 to 10
Money is a part of everyday life — yet, very few children are taught how to manage it wisely. Financial literacy helps students understand the value of money, savings, budgeting, and smart spending habits from a young age.
Learning how to make informed financial decisions early sets children up for a responsible and independent future.
📘 Why Financial Literacy Matters (As per NEP 2020)
The National Education Policy (NEP) 2020 emphasizes 21st-century skills like financial awareness, entrepreneurial mindset, and economic understanding. According to NEP:
"Students must be equipped with practical life skills like money management, financial planning, and budgeting as part of holistic development."
Integrating financial literacy from Grade 1 to Grade 10 ensures children grow up to be financially smart citizens.
🎯 Benefits of Financial Literacy for Kids
✅ Helps children make smart money choices
✅ Develops saving and budgeting habits early
✅ Encourages goal-setting and delayed gratification
✅ Builds awareness of income, expenses, and investment
✅ Prepares for a financially independent future